Have you tried lending a friend or someone you know some money?  Most likely, at least one of them haven’t paid you yet.  When these friends came to us, asking for help coz they need it for emergency reasons, we pity them and gave into giving them money with the hope that they will pay [...]

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Some people are apprehensive about getting a life insurance. Well, I used to be one of them, until I’ve read a book by Bo Sanchez about how to be truly rich. He recommends getting insurance as one of the secrets to financial intelligence. One of our relatives, who’s an insurance agent, also explained to us [...]

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I’ve been watching on cable TV the channel Club Zone. One of the shows that I find interesting is the Maxed Out, where they feature people with debt problems and help them get their finances on the right track. Most of these people have trouble with money because of their spending habits. They usually spend [...]

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One of the causes of misunderstanding among married couples is about finances. This is caused sometimes if the wife is just buying according to her whims, just leaving out the important and basic family needs, most of all those of the hubby’s. An answer to this is the skill in budgeting which obviously is lacking [...]

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Where did our money go? Huh! We have many expenses lately that money seems to just slip by our hands. We still have to fix our car, spend for the furnishings of the housing unit we bought, pay the rent, bills, etc.  and what’s left is for our daily needs. We don’t even have to [...]

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